Information Technology Paper

According from (Rainer & Cegielski, 2011) "Privacy is the right to protect a persons personal information. Information privacy acts is laws to protect people's information so data cannot leak or communicate to others. Privacy rights and their acts are to protect individuals, groups, and institutions." This means Acts were implemented to provide a sense of security to society so private information cannot get into the wrong persons hands, In this paper the author will describe two privacy acts and detail the advances in information that result in new ethical issues prioritizing the creation of each act.

Fair Credit Reporting Act (FCRA)

The first privacy act the author will describe is the Fair Credit Reporting Act. According from (Lexington Law, 2012) "this privacy act was implemented to protect consumers from abusive practices of the credit bureaus while also protecting the ability of credit grantors, employers, and insurance companies, to use credit reports to determine a consumers credit risk. Congress is realizing how crucial the credit reporting system is to the economy, but they also are recognizing that consumers are treated unfairly." Although under the FCRA consumers credit is base upon they're past credit history and not gender, race, or religion, so Congress can control different ethical issues. Some of the ethical issues credit agencies will try are rifling through, credit reports to refute services to people. Credit agencies also employ investigators to discover information about a consumer's lifestyle, such as drinking habits. Investigators also have negative data quotas to meet, which encourage them to lie about information, such as missed payments. Some credit files are often old so agencies illegally will provide reports to certain parties, e.g., law enforcement. So Congress implements the act to deter these crimes.

Children's Online Privacy Protection Act (COPPA)

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