Insufficient Funds

INSUFFICIENT FUNDS

Deejay Tesoro

Matthew 6:12

Forgive us our debts, as we also have forgiven our debtors.

America has become a nation of debtors. Our government’s national budget deficit is approximately five trillion dollars. Credit card offers flood the mailboxes and television screens of the American people. Most people find it impossible to own a house or a car without taking out a loan. Nearly one million people will file personal bankruptcy this year because of their inability to pay back their debts.

I realize the topic is personal, but I need to talk to you about being overdrawn.

Let’s just say your paycheck was late, and your landlord cashed your check to quickly.

You were going to make a deposit, but on your way out the door the phone ring, and it was your relative from Philippines and by the time you got to the bank to make your deposit it was closed and you didn’t know how to make a night deposit.

But regardless of the reason, the result is the same: INSUFFICIENT FUNDS. That phrase if not only famous at the bank, but it hangs the same hallways as:

I need new car, but I have to wait awhile. Why? - INSUFFICIENT FUNDS.

My tooth hurts badly, a root canal is necessary, but I have to wait a little while longer. Why? - INSUFFICIENT FUNDS.

Look girl, let’s stop dating, and let’s just be friends - INSUFFICIENT FUNDS.

You are overdrawn. You gave more than you had to give. You spent more than you had to spend. And guess who has to cough up some cash?

Not the bank; they didn’t write the check.

Not the store; they didn’t make the purchase.

Not your relative in Philippines; unless they have a soft spot in their heart for you.

In the grand scheme of things, you can make all the excuses you want, but a bounced check lands in the lap of the one who wrote it.

What do you do if you don’t have any money?

What do you do if you have nothing to deposit but an honest apology and good intentions?

You pray that some wealthy soul will make a huge deposit into you account.

Wouldn’t it be wonderful if someone would tell us that our debts had all been canceled and present us with a perfect credit record?

If you’re talking about your financial debt, that’s not likely